FAQs

How does pre-approval work?
You can be pre-approved by filling in our short pre-approval form, and based on the information you provided, we give you a result in 10 minutes informing you if you can apply for a loan or need a joint applicant.

Do I have to go on with the loan if I fill in the pre-approval form?

No, we work on the information you provided and give you a result if you are eligible for a loan.

What are the minimum amount I can borrow, and the maximum limit?
You can borrow anything from $1,000 up to $10,000 with Morgan Finance New Zealand.

What is the fastest way to get a loan?

Make sure the documents you provided are accurate and correct, so we can work on it and give you the fund you desired.

How long does it take for the money to reach me?

In most cases, it would only take one working day for the money to reach you. But it may vary depending on your bank.

How would the money reach me?

After the loan application has been approved, the money will go to your bank account.

What is the requirement for me to get a loan from Morgan Finance?

A eligible applicant would need to be at least 18 years old who owns a fully repaid motor vehicle or real estate property.

Can I still get a loan if I do not own a vehicle or property?

Yes, if you do not have any of the assets mentioned, you can apply the loan with someone who does.

Will my privacy be protected?

It sure will, we take privacy seriously, and will keep your information protected.